How I Save 50%-75% on Back to School Shopping with Credit Cards

Credit cards get a bad rap, but financial gurus tout them as a way to build credit. I pinch pennies so tight that I make Jack Benny look like a spendthrift. Even this fru-gal mom of four gives credit cards a thumbs up. Here's how to save money and teach your children valuable financial lessons with using credit cards. Use this guide for back to school shopping.

Use credit cards in moderation. It's like the oft-misquoted Bible maxim: "Money is the root of all evil." The correct passage says, "the love of money is the root of all evil." The plastic isn't the problem, it's the misuse. Set a good example for children by spending in moderation. How This Penny-Pinching Mom Saves Money with Credit Cards

How a Mom of Four Saves 80 Percent on Back to School Shopping

Labor Day means children return to school. It also means back to school shopping. The Detroit News reported that parents would be spending more this year on BTS shopping--roughly $688 per child with clothing and school supplies. If you haven't finished shopping, don't worry. I've raised four children; here are dos and don'ts to save 80 percent on school supplies and clothing.

* Don't fall for all the back to school marketing ploys. Take advantage of sales, but wait to find out what your child's teacher actually requires. Take it from a teacher, many store school supply lists trick you into buying things you don't need. For the rest of the list, click here... How a Mom of Four Saves 80 Percent on Back to School Shopping 

Back to School Shopping--Comfortable, Modest Dress, Skirt Styles with Leggings

Modesty is a big word in girls' back to school fashions. Is the skirt too short? Does the dress length reach below the finger tips? Many skirt and dress buying considerations for parents? Here's a cute, comfortable style that allows girls to wear skirts regardless of length. Many schools, public and parochial, require girls to wear skirts and shorts that reach below the fingertips when the arms are placed along the side of the body. This guideline has been implemented by school authorities to prevent girls wearing short skirts, dresses and shorts that show off private areas when the child bends or stoops. Back to School Shopping: Comfortable, Modest Dress and Skirt Styles with Leggings